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My step daughter is 22 with a child and a part time job. We keep telling her to save her money and not blow it away.
Are there good books to help her understand? or advise?

I am a financial counselor and this is ALWAYS the first book I start everyone out with. It is easy to read, easy to identify with, and it doesn’t read like a textbook. It starts with the very basics about dealing with debt, saving and improving your financial situation BEFORE it goes into any kind of investing. I have found that people who will not learn from, and follow, the advice in Dave Ramsey’s "The Total Money Makeover" usually will not follow the advice in any other good book about personal finance. There’s a book review and a LOT more information about personal finance on the Financial Page of my website eclecticsite.com And all the info and help are free!

http://www.iwillteachyoutoberich.com

Duration : 0:3:0

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Personal Finance Expert & Author of one of Canada’s bestselling books of all-time (The Wealthy Barber) David Chilton is interviewed on Studio 4 with Fanny Kiefer on SHAW TV and discusses his new book The Wealthy Barber Returns
www.WealthyBarber.com

Duration : 0:14:12

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http://www.entellogroup.com.au – Brian Costello has spent more than 20 years working and teaching Australian’s about how to build their wealth. Listen his opinion about Australia current economy. Brian is the director behind Entello Group which provides personal financial education services and mentoring to create financial independence. Entello’s investment philosophy encourages direct investment in all major asset classes and our services provide comprehensive information, advice and support to our clients. For more information about Entello Group and Brian Costello please go to http://www.entellogroup.com.au

Duration : 0:7:6

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Introduction to how the Easy Envelope Budget Aid (EEBA) works. EEBA allows households to manage their budget, record transactions at point-of-sale and check virtual envelope balances with real-time sync.

EEBA is a complete personal/household finance management solution. More info online at: https://eebacanhelp.com

Duration : 0:4:3

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Wade Hanks – Wake Up Now

Wade Hanks with Wake Up Now shows you how to create real residual income and save hundreds of dollars a month with this revolutionary savings program.

At Wake Up Now our strategy is 3 fold we show you how to save money, we teach you to manage your money and we empower your money making potential.

Saving money with our program is easy

– First, we take up to 22% off your monthly cell phone bill – and that works on existing numbers and contracts.

– We offer HUGE savings on groceries

– Our online mall with a generous cash back system lets you save money on places you already shop like Target, Bass Pro, Aeropostle Home Depot and many more.

– Get axis to user friendly Personal Finance Management software and training to effectively track your income and budget.

– Tax Deduction Management Software and training making sure you’re only paying your fair share.

– Huge savings on Travel, Insurance and many many more.

Our program has so many ways to save, with the products themselves making the membership a huge value to our members and an easy sell for those of you looking to generate a healthy income working from home.

Our Program can literally save the average family $200 to 300 dollars a month just in savings.

You want to go out tonight. We have savings on entertainment. Dinner?? We have that too.  Almost everything you are buying now our program will save you money on.

Sounds great right?? Well It gets better.

I am going to show you how this same program that is saving so many people so much money can be used to bring in a side income, Supplement a full income and even become a full time rewarding career with a 6 figure income.

The best part is you can start making REAL money within a few weeks.

Once you enroll you will start experiencing the huge savings I’m talking about.

And if you’re saving money then It will be easy to share this program with at least 3 friends right. Noting that you can start building a residual income off your first referral.

But life changing income comes by maximizing the power 3 and duplicating that process again and again.

At wake up now we have the attitude of “its my goal to help YOU succeed”.

And once I show you the payout structure you’ll see why we have that attitude and why it is creating so much wealth and success.

Once you sign up 3 friends your goal is to duplicate your success and help your team get 3 friends as well. The best part is you will get paid to do so.

You make money by being a resource and a tool to ensure your friends and network are strong and successful, creating an energetic environment for your expanding network.

Within a few weeks you could be making a 1000 dollars a month for:

-First saving money on things you are already buying.

-Second sharing a money saving system with your friends and associates.

-And Third: Teaching others to take control of their finances

The best part about this program is the retail product itself is more valuable than the membership price.

Here is an example

If i gave you 300 dollars a month and only asked that you give me 100 in return that would be a wealth generating system that you would want to be a part of month after month… year after year.

That is how powerful the product side of this system is.

Compound that with the business opportunity of this program AND you are plugged into a money making system with huge 6 figure annual income potential, just for sharing a savings plan with people who like YOU want to save money. With a focused effort this opportunity will lead to life changing finical freedom.

SO what is that worth to you?

Lets do a little math….

Say you bring in 3 people and help them them each bring 3…. That’s 12 people and $1000 a month residual income!

Interested?

Get with the person that sent you this video and start saving money today

Duration : 0:4:21

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More information about the three different types of families and how it sets their economic destiny. Compound interest, asset and liability feedback cycles, how to plan for your financial future, and the key metrics you should watch

Duration : 0:10:15

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Pound Foolish, author Helaine Olen explained her background as a personal finance writer, how the personal finance industry got started, the story of 401ks, the problem with Suzy Orman, how the financial services industry turns what are political problems into a personal problems, the genius of Occupy, the urgent need to regulate and the financial services industry…

This clip from the Majority Report, live M-F at 12 noon EST and via daily podcast at http://Majority.FM

Duration : 0:31:43

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A list of Free Money Management Software [ http://dreamerlexics.blogspot.com/2012/07/list-of-free-money-management-software.html ]

Think and Grow Rich original here [
http://dreamerlexics.blogspot.com/2012/05/think-and-grow-rich-by-napoleon-hill.html ]
Science of Being Great original here [
http://dreamerlexics.blogspot.com/2012/05/w-audio-science-of-being-great-wallace.html ]

Most people in this world don’t make a lot of money because they don’t know how to THINK about money. It’s a subject they’ve never been taught in school, and rarely a subject discussed at length around the family kitchen table. When you know how to THINK about money — really understand its place in your life as your servant — you will set up an attractive factor for bringing in money that will seem as if you’ve become a living, breathing, super-forced money magnet!

Duration : 0:7:19

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(re-post)
I’m interested in Law, Politics, and Government, but I’m not able to understand some of it because I have a very weak understanding of personal finance. What age–or grade–did you start learning about it? As of now, I’ve been doing independent research on Law, Politics, and Government, for about two or three months, and it’s very hard to learn about it when you don’t have someone teaching it to you. How old were you when you started learning about these things?

(I’m fourteen)

I started learning basic personal finance in third or fourth grade, just like Ariaread, but in public school. We had to "write checks" for little goodies (jolly ranchers, party favor type toys) each month, balance check books, etc. I didn’t get aggressive about personal finance until college. I was reading some books about investing strategies, budgeting, etc. I would suggest: Dave Ramsey’s Total Money Makeover and Rich Dad Poor Dad. They’re somewhat contradictory to one another, but they’re crucial for dropping your preconceived notions of money, wealth, and "getting ahead."

Government has been in my life a long, long time. I would talk to my parents a little about politics from the time I was little. My parents voted for George H. W. Bush in 1992, and I asked them why. I was only six or seven at the time. Since then, I’ve listened to and participated in conversations about politics pretty regularly. In high school, I did Lincoln Douglass debate and learned a lot of political theory from researching for my arguments. Read the Federalist Papers, John Locke’s Second Treatise on Civil Government, Jean Jacque Rousseau’s Social Contract, Aristotle’s Politics and Ethics, and Machiavelli’s The Prince and Discourses on Livy. They’re hard to read, but full of insight and wisdom that have served as pivotal ideas throughout human history. Feel free to read Sun Tzu’s Art of War, while you’re at it.

It’s better to learn these things yourself, through reading and carefully considering what you read. Take nothing at face value, but always question. Is this really true? How do I know? This process develops wisdom as well as knowledge, and both are sorely lacking in society these days.

Best of luck, and don’t get discouraged. Simply asking this question is a huge step in the right direction. Good luck, and God speed.