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What’s the best student loan for my situation?

December 28th, 2012 Leave a comment Go to comments

I am currently a full time student. I already have a loan out to help cover Tuition costs, but I would like to take one out to get a new computer.

I’ve had steady employment for 2 years and I have a credit history of about 7 months, all of it positive.

Any suggestions/hints & tips will be greatly appreciated.

Thanks!
I have a Chemical Bank account.

When I was in college I had this similar situation arise. You will not be able to get a federal loan for this computer, but you should be able to get financed through a computer company to get the loan. Do you have an account with a bank? If that is the case you may be able to get a personal loan through a bank as well. Dell does a great job getting you financed even if you have bad or little credit history.

  1. Benjamin b
    December 28th, 2012 at 15:06 | #1

    When I was in college I had this similar situation arise. You will not be able to get a federal loan for this computer, but you should be able to get financed through a computer company to get the loan. Do you have an account with a bank? If that is the case you may be able to get a personal loan through a bank as well. Dell does a great job getting you financed even if you have bad or little credit history.
    References :

  2. bshell44
    December 28th, 2012 at 15:21 | #2

    Hi:

    I use to work at Salliemae and we offered all types of loans just for this situation. They are called private loans, and can be use for additional expenses outside of Tuition and fees. Most students got the Signature loan, which went directly through your school. We also offered the tuition answer loan, which came directly to you in the form of a check. You can view more information about all these loans at Salliemae.com. Also, I know Bank of America and Wells Fargo offer education loans.
    References :

  3. there4u
    December 28th, 2012 at 15:48 | #3

    You can get a private loan. There are some good companies on this blog…
    References :
    http://schoolloaninformation.blogspot.com

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