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Personal Financial Planning Tips : How to Get Out of Debt

September 4th, 2012 Leave a comment Go to comments

The best way to get out of debt is by keeping expenses lower than income and use any low interest-bearing savings account money to pay off higher interest credit cards. Avoid the pitfalls of debt with tips from a financial planner in free personal-finance video.

Expert: Julie Asti, CFP
Bio: Julie Asti works as a financial planner for Asti Financial.
Filmmaker: Bing Hu

Duration : 0:3:1


[youtube ufG5_77ZRLI]

  1. mghostproductions
    September 4th, 2012 at 01:43 | #1

    Thanks
    Thanks

  2. jpbloggerable
    September 4th, 2012 at 01:43 | #2

    for some more tips …
    for some more tips to stay out of debt go to, debtfreeguidejp.blogspot.com

  3. moneytv
    September 4th, 2012 at 01:43 | #3

    Julie, I agree; …
    Julie, I agree; even if you’re only paying 7% on your debt and earning 2% on your savings, you’re just digging your hole deeper. However, if you use your entire savings to pay down the debt, when an emergency arises, you have to go back into debt. You hit the nail on the head: you have to start with a budget; this will allow you to see where your money is going so you can save it. I’d create a budget, and pay down your debt with the money you save. Learn more on our channel, MoneyTV.

  4. PeaceEpieces
    September 4th, 2012 at 01:43 | #4

    yeah for sure. but …
    yeah for sure. but im trying to get out of debt and someone says “use money from savings” is kinda wierd.. when most ppl in debt have no savings

  5. Iworkwithnitwits
    September 4th, 2012 at 01:43 | #5

    Not true.  You can …
    Not true.  You can have $10,000 in savings but be $30,000 in debt which puts you at – $20,000.

  6. matikaj
    September 4th, 2012 at 01:43 | #6

    My new blog: …
    My new blog: outofdebtstrategy.blogspot.com

  7. smokinacez911
    September 4th, 2012 at 01:43 | #7

    ****Make money …
    ****Make money online not a scam****
    1)go to a website called onbux. c o m/?rh=0b6eea2f314353aebc2af6dbcea5fe97 (remove spaces) or refer smokinacez
    2)After your account has been made, click the ads, there will be 4 maybe 5 ads each worth .01$. 30 secs each
    3)Once you make .75$( takes about 16-19 days) rent a referral. They are like people but not real, anyway they do click and you make about .10$ per day!
    4) repeat till you get 500 referrals. then stop and make money

  8. TheJourneytoWealth
    September 4th, 2012 at 01:43 | #8

    Great information
    …

    Great information

    I am a divorced mother of two and learned the hard way about managing my money.
    author of “Sick and Tired of Being Broke.”

  9. PeaceEpieces
    September 4th, 2012 at 01:43 | #9

    if you have money …
    if you have money in savings, then your not really in debt

  10. unfathomableinquiry
    September 4th, 2012 at 01:43 | #10

    Here’s some …
    Here’s some interesting advice that you should consider for your clients, stop borrowing money motherfucker!

  11. LivingSuccess247
    September 4th, 2012 at 01:43 | #11

    With the New Year …
    With the New Year creeping up on us faster than most of us would like, I cant think of a better way to start off the new year than getting to a point where I can be debt free.

    Join the New Years Resolutions Extreme Makeover Telesummit today by clicking on my name above in blue (LivingSuccess247)

  12. assoonas1
    September 4th, 2012 at 01:43 | #12

    read The total …
    read The total Money Makeover by Dave Ramsey.
    I have it on my I-Pod

  13. bhayatiwese
    September 4th, 2012 at 01:43 | #13

    I really liked your …
    I really liked your channel and this video. If you need any help getting this video exposed I use a site called tubeviews (dot) net It has really helped like 20 of my main videos get to the top in position.

    There is software im using to send atleast 30,000 text message a day advertising my online business…it is amazing. I think they have free demos to try as well.
    autotextsender (dot) com and autotextmailer (dot) com

    that is very awesome i love this

  14. Joshenyou1
    September 4th, 2012 at 01:43 | #14

    Thank you keep it …
    Thank you keep it up! I know all what you said is true… I also am trying to encourage others to get out of debt. I used your video as a little insert in a class i offer the community.

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