How To Save Money: Top 10 Tips
In this video, I show you how to save money by sharing my top 10 tips that will help you save hundreds (if not thousands) of dollars every year without lowering the quality of your life (aka being a cheapskate).
Here are the top 10 tips:
1. Get at least 1% cash back on all your purchases by using a rewards credit/debit card.
2. Pay off your credit cards in full every month to avoid paying interest.
3. Buy things in bulk, but only if it makes sense.
4. Buy as much of your stuff online as you can. Skip the markups and sales tax.
5. Buy gift cards/certificates below face value to places you intend on shopping at anyways.
6. Stop buying brand name products when the generic (cheaper version) offers the same quality.
7. Double check the “value” pricing or bundles. Sometimes they’re deceiving.
8. Lower your monthly dues, fees, memberships, subscriptions, etc.
9. Use coupons and ask for discounts your eligible for.
10. Cut back on caffeine and cigarettes (and other addictions).
A few other tips are:
1. Stop buying things you don’t need!
2. Spend less than you make!
Follow all of the money tips above and you should be on your way to increasing your net worth without having to actually make more money (a dollar saved is a dollar earned, right?).
Duration : 0:8:37
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MAKE FREE MONEY
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Make MORE, Spend …
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thanks for the tips …
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You could save …
You could save money in the long run if you used a credit card to gain a good credit score and then say bought a house you would get a better interest rate and would not pay as much for the house. In the short term, yes; you’ll not save anything.
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My way of saving has been to rent out my $200k house that was way to big for me and my wife. That pays the mortgage and other costs for the prop plus makes us $50 extra per month. We took our savings and zero interest credit card checks and bought a smaller house for $17k. Yes it needs some work but its liveable and because its smaller the utilities are less, taxes are less etc. etc. Plus if the shtf the credit card companies cannot take our house for non payment like a mortgage company can.
@sainglain while I …
@sainglain while I agree with you that is the system we live in. Credit is built off of having and managing debt. If you don’t care about a credit score, don’t have debt. If you like having a good credit score revolving credit is a must have. Credit cards at or below 30% utilization, a car payment, a mortgage… all good for your credit.
thats stupid being …
thats stupid being in debt
same here. Cash is …
same here. Cash is King.
A lot of mixed …
A lot of mixed views here. I think everyone needs to just figure out what their own weak points are and cut down on that area. But I know that’s easier said than done.
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Some great tips. We …
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I give myself 2 …
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