0 Spend

Hi, I am searching for one of those programs that let’s you calculate your finances and create the best budget. What I don’t need is a program that keeps track of my accounts or tries to sell me stuff. I need a simple software where I put the data and it just puts all in a good perspective so I know how not to end with a 0 at the end of the month.

I’ve been using Quicken for years. I can download transactions from my checking, savings and credit card. As the software "learns" which categories I use most often, there’s very little entry for me to do. Then I can run reports and see where my money has gone – which helps me plan for where I want it to continue to go.