0 Spend

I’m looking one that is calendar based so I can input our bills when they come out and get them to adjust to our day to day income balance to see how much will be left after each bill. That sounds confusing. Basically I can input every penny I make at any time and it will adjust to tell me how much I will have after each bill. Is there anything like that?

Have you tried Mint.com?
The downside is that you have to give them your bank’s password and ID.
This makes most people with balances worth anything sweat buckets.

I use a program called Quicken Personal.
Found it at walmart for about $30.
Next to the printer cartridges
It is a check register, and it shows you where all your money is going.
It has pie charts that you can adjust and shows you what %, you are spending on what, and how much money you are saving.
No need to tie it to online sites (but they do offer this option).

I used to use AceMoney Lite.
Also very good. And no need to go online.
Found it free online years ago – no catches or gotchas.
Downside, only lets you keep one account