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How to Budget Personal Finances : The Envelope System for Managing a Budget

Professional budget advice you can’t miss! Learn how to use the envelope system to manage a budget for personal finances in this free online video tutorial.

Expert: Alfred Loughmiller
Bio: Alfred Loughmiller is a Multimedia Communications major from Utah Valley State University. He worked a number of years in advertising and television production.
Filmmaker: Danny Loughmiller

Duration : 0:2:7


[youtube YbhP0R0n-Lc]

  1. xhenxhe
    June 11th, 2012 at 03:14 | #1

    If you don’t like …
    If you don’t like using a pen & paper, try a virtual envelope system like inzolo.com

  2. mycesi
    June 11th, 2012 at 03:14 | #2

    I like going old …
    I like going old school to make sure you get all your bills handled!

  3. Lenochka8304
    June 11th, 2012 at 03:14 | #3

    This is a very good …
    This is a very good idea, but most of the bills is paid online through the debit card. Unless you withrow some amount of money for flexible expenses and pay the bills first. Great idea though! Thanks.

  4. leebrendalee
    June 11th, 2012 at 03:14 | #4

    I would have liked …
    I would have liked to have seen what software program they use to put all that into at the end of the month.

  5. mrdragonbubbles2
    June 11th, 2012 at 03:14 | #5

    haha i love the …
    haha i love the envelope system but my girlfriend hates it when i USE it. towards the end of Janurary i had FIFTY bucks in one dollar bills using ONLY the envelope system

  6. geratmathew
    June 11th, 2012 at 03:14 | #6

    I wish to thank you …
    I wish to thank you so much in your help in this matte busizz4me.info

  7. RKGOLF
    June 11th, 2012 at 03:14 | #7

    I hope this worked …
    I hope this worked for you. I am going to try it too. Yes, those overdraft fees are nasty, and the tempation to swipe (that debit card) is overwhelming. If you aren’t balancing down to the penny and you’re swiping, paying cash and using checks you’re bound to get into trouble. Good luck. Let me know how it goes.

  8. GOT2LETGO
    June 11th, 2012 at 03:14 | #8

    This is a great …
    This is a great system for me, last month we had to pay over $280 to my bank in fees for overdrafts, the month before that it was $35. Obviously my hubby and I can’t handle the debit card, we don’t understand the order of charges applied and it messes us up horribly. We have given up on having good credit, but we still need to be able to manage our monthly bills and living expenses, we are trying this system on payday this month. We need to see personal finance success badly!

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