Could I hire a bill/budget manager to pay my bills for me? I have money, but can’t seem to get the bills right?
I need short term personal finance guidance. If I could hire someone to manage my household budget and pay the bills on time, perhaps I could step aside and get some good pointers before I can take the reigns again.
Serious replies only.
A personal assistant can do it for you. One coworker is taking care of a woman in her 90s, does her shopping, bill paying and takes her to appointments.
You really can do it yourself cheaper and it is so easy these days. Set up as many as you can to pay on a credit card. I do that will all insurance, cell phone, cable and garbage so I never need to think of them again. Other bills are paid on bill payer even ones I don’t know how much they will be like water. I just send them more than they could ever want, like my water bill runs 25-50 for 2 months so I send them $50 and have an overpayment unless I remember to change it to the actual amount. My natural gas is never over 200 and takes what they want so I budget $300 for it and electric so never let my balance get below that. Even my mortgage is paid automatically. I really only need to pay my property taxes twice a year and my credit card once a month but I even set up a payment for the credit card so at least the minimum is paid should I ever forget to pay it.
Hmmm…could you be bipolar? (In which case, maybe meds might help). If you do hire someone to manage your money, you have to watch them like a hawk (so they don’t steal from you) and that seems like it would be just as much work as paying the bills.
Perhaps you might be better setting up an online automatic bill pay feature with your bank account.
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I’m open to the idea – my fee is $50 / hour (and that’s cheap for my hourly rate)
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If you are having issues paying your bills on time, why not set up all your bills to be on autopay? Many utilities and also credit, auto loan bills can all be set up to be automatically drafted from your checking or savings every month.
Instead of hiring someone to do it for you, you need to learn to do it for yourself! It is like the old adage about giving a fish to a man, he eats for one day, but if he learns how to fish he can feed himself indefinitely.
References :
A personal assistant can do it for you. One coworker is taking care of a woman in her 90s, does her shopping, bill paying and takes her to appointments.
You really can do it yourself cheaper and it is so easy these days. Set up as many as you can to pay on a credit card. I do that will all insurance, cell phone, cable and garbage so I never need to think of them again. Other bills are paid on bill payer even ones I don’t know how much they will be like water. I just send them more than they could ever want, like my water bill runs 25-50 for 2 months so I send them $50 and have an overpayment unless I remember to change it to the actual amount. My natural gas is never over 200 and takes what they want so I budget $300 for it and electric so never let my balance get below that. Even my mortgage is paid automatically. I really only need to pay my property taxes twice a year and my credit card once a month but I even set up a payment for the credit card so at least the minimum is paid should I ever forget to pay it.
References :