0 Spend

Start by listing your monthly income and expenses. You know, your rent/mortgage payment, utilities, entertainment budget, student loans, car payments… and so on. Then list you quarterly expenses, like water bills and your semi-annual expenses, like your car insurance.

You should be able to get a good feel for these expenses, especially if you have incurred them in the past.
References :

I downloaded one from this site:
http://www.sayplanning.com/saygoodcredit/budget_plans/family-budget.html#aa

Its very useful.

Feel free to email me if you can´t download it I have one in my files.
References :

Dear, you need to go to an accountant. We don’t do that sort of thing here and this is NOT the forum for it. Geesh!
References :

Hit up Microsoft’s website, they have a lot of templates that you can download and use provided you have MS office, my checkbook is a template I downloaded.
References :

http://office.microsoft.com/en-us/templates/TC010233421033.aspx?CategoryID=CT011815531033
References :