Home > Personal Finance Basics > Life Insurance: Term vs Whole Life. Basic Tips and Strategies (Part 1)

Life Insurance: Term vs Whole Life. Basic Tips and Strategies (Part 1)

January 29th, 2012 Leave a comment Go to comments

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Everything you need to know on How to Purchase the right Type of Life Insurance (Whole Life vs. Term Insurance) Life Insurance Term Whole Life Cash Value Quotes AIG Farmers types Companies aarp Cost Term vs. Whole Life Rates Reviews Education Tips Basics Personal Finance 101 How Much Term Life Insurance Books Life Insurance Calculator Life Insurance Retirement Premiums $1000000 life insurance Beneficiary Tax Deferred Life Insurance Versus Borrow Guaranteed Life Insurance Universal Life Insurance Variable Universal Life Insurance Accidental Death Insurance Online Instant Zander Colonial State Farm Cost Rates Premiums Top Life Insurance Companies Top 10 Rated Progressive Allstate Geico Compare Business Consulting Money Personal Finance 101: Life Insurance Tips and Basics
Personal Finance 101: Life Insurance Tips and Basics Whole Term 101 Types Calculator Universal Cash Value Education State Farm Farmers How Much What Kind Books Retirement Premiums $1000000 life insurance Beneficiary Tax Deferred Versus Borrow Online Instant Zander Colonial Cost Rates Top Companies 10 Rated Progressive Lump Sum Greg Olney Gonatelle Gonatelle.com
Purchase, Online, Instante

http://www.lifeinsuranceira401kinvestments.com/SantaAna-ca
http://www.lifeinsuranceira401kinvestments.com/Irvine-ca

Duration : 0:5:13


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  1. careerandeducation
    January 29th, 2012 at 07:18 | #1

    thanks for sharing …
    thanks for sharing this..such a useful information and tips about life insurance..thanks for the upload..!!

  2. familyman400
    January 29th, 2012 at 07:18 | #2

    For those people …
    For those people who bash whole life insurance (only looking at the 4 best carriers Northwestern Mutual, New York Life, Mass mutual, Guardian, i would never buy whole life from any other carriers) I have a question for you, WHAT IS YOUR NET WORTH? Exactly, you are probably looking at a low net worth value. This country has a spending problem, 99% of people buy term and spend the difference, not invest the difference.

  3. adelle0001
    January 29th, 2012 at 07:18 | #3

    I want to have a …
    I want to have a life insurance, pero provided nmn na sa among company kaya its okay nalang.

  4. yoranasshole
    January 29th, 2012 at 07:18 | #4

    Click on Jgillie85′ …
    Click on Jgillie85’s username. That’s right, it says “This channel is not available.” There’s another user by the same name who has a viewable account. Clearly this “former Primerican” is an imposter as the other user is not only a Primerica agent but has had his account for over a year. Don’t believe anything the imposer says. Obviously his integrity is questionable

  5. GEVO111
    January 29th, 2012 at 07:18 | #5

    Whoever failed at …
    Whoever failed at Primerica please stop blaming it on the company!! It’s because of you that you can’t be successful. It really doesn’t matter what company you work for as long as your passionate and devoted you can succeed anywhere. Nobody sells term like Primerica.

  6. Jgillie85
    January 29th, 2012 at 07:18 | #6

    As a former …
    As a former Primerican I can tell you all that the company is a complete farce. They sell overpriced term and expensive mutual funds which have poor track records. We were trained to tell client to buy term and invest the diff and showed them 12% returns which Finra allows but we all know is BS, no one get a 12% linear return, the ave investor has earned less than 4% in the market since the ’20’s as they get in and out at the wrong time. Run from Primerica. It’s a scam

  7. bluelite7x
    January 29th, 2012 at 07:18 | #7

    @Jgillie85
    I can …

    @Jgillie85
    I can see that your account has been closed down. LOL! I guess that’s what you get for defamation. 

  8. SuperLifeguy
    January 29th, 2012 at 07:18 | #8

    @rcdrury1 What a …
    @rcdrury1 What a load of garbage this guy is spewing!!!

  9. rcdrury1
    January 29th, 2012 at 07:18 | #9

    OMG! Cash value …
    OMG! Cash value life insurance is NOT life insurance with a savings plan attached. No wonder people are under the false impression that it’s bad and that those who sell it are crooks. Whole life is just a level term stretched out to the insured’s life expectancy. Cash value is precisely the same thing as reserves in a level term. Universal life is just whole life with the cash value unbundled, allowing a flexible premium and death benefit. No type of life insurance is expensive.

  10. Jgillie85
    January 29th, 2012 at 07:18 | #10

    As a former …
    As a former Primerican I can tell you all that the company is a complete farce.  They sell overpriced term and expensive mutual funds which have poor track records. We were trained to tell client to buy term and invest the diff and showed them 12% returns which Finra allows but we all know is BS, no one get a 12% linear return, the ave investor has earned less than 4% in the market since the ’20’s as they get in and out at the wrong time. Run from Primerica. It’s a scam.

  11. insurancemike10
    January 29th, 2012 at 07:18 | #11

    @ …
    @PersonalFinanceMoney This is absurd – he is using an 18% return to compare – he should be behind bars.

  12. PersonalFinanceMoney
    January 29th, 2012 at 07:18 | #12

    send me a copy of …
    send me a copy of your cash value policy that you think is so amazing…until then stop posting on everybody’s wall

  13. PersonalFinanceMoney
    January 29th, 2012 at 07:18 | #13

    @insurancemike10 …
    @insurancemike10 How did you get 18%?

  14. insurancemike10
    January 29th, 2012 at 07:18 | #14

    This is complete …
    This is complete garbage!!! You are using an 18% ROI in your chart and using a UL chart to explain WL – and your rates are completely off as are your Cash Values. Lock up time!!!

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