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A close friend is having difficulty affording continuing tertiary study fees.

The fees must be pre-paid prior course commencement and too little time exists to realistically earn it.
Previously earmarked funds were wiped out in GFC (Global Financial Crisis) aftermath.
Increasing unemployment and job position losses make earning opportunities scarce.

Are there any educational specific loans available for students?
Do particular personal loans exist?
For whom do H.E.C.S. schemes apply?
Do social welfare agencies like Centrelink or Mission Australia offer assistance in this field?
Are there any pitfalls to be aware of?

Hi, I was looking for some info on student loans too and have found many interesting articles about it on
http://www.school-loans-consolidation.net