If you go to the credit union and receive an auto loan then 6months later receive a small personal loan for?
$600, how long do you have to wait in order to receive another personal loan if your loans are up to date and paid on time. I live in SC.
The first poster is correct. It really depends on a number of factors. The lenders will be less concerned with how recently you had your personal loan as they will be with the total amount of debt you currently carry versus your income. If they believe you can reasonably afford to make the new loan payment with your current level of debt and income, then they will give you the loan. Understand that banks are very tight with their lending right now, so personal loans are harder to come by.
Here is an article from yahoo about places to borrow money from, http://finance.yahoo.com/loans/article/104653/Borrowing-Options-That-Offer-a-Lifeline?mod=oneclick . One of the best options they give is social, or P2P lending. Here is the social lending site that I use, http://join.lendingclub.com/borrowing.php?src=67555®_referrer=samoan3d . It is free to sign up and get a rate quote, so you don’t have to worry about a catch. If you sign up, let me know your username and I will try to help fund your loan.
Really hard to say because it depends on details. If you have enough income they might give you another loan the next day.
If you income is smaller and you have even more debt beyond the credit union, they might not ever give you a loan.
Purely guessing, I would say you might have to wait another 6 months.
References :
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References :
The first poster is correct. It really depends on a number of factors. The lenders will be less concerned with how recently you had your personal loan as they will be with the total amount of debt you currently carry versus your income. If they believe you can reasonably afford to make the new loan payment with your current level of debt and income, then they will give you the loan. Understand that banks are very tight with their lending right now, so personal loans are harder to come by.
Here is an article from yahoo about places to borrow money from, http://finance.yahoo.com/loans/article/104653/Borrowing-Options-That-Offer-a-Lifeline?mod=oneclick . One of the best options they give is social, or P2P lending. Here is the social lending site that I use, http://join.lendingclub.com/borrowing.php?src=67555®_referrer=samoan3d . It is free to sign up and get a rate quote, so you don’t have to worry about a catch. If you sign up, let me know your username and I will try to help fund your loan.
References :