What would you suggest be a good credit card for a truck driver?
I am currently 15, and have wanted to be an owner/operater truck driver all my life. I would like to know what the best credit card and online money management system would be the best. I’ve been looking at the American Express TrueEarnings Business Card and was wondering if that would be a good card to use for trucking. Also, could someone tell me how much an I-Pass costs?
Thanks.
If you’ll be buying a lot of gas, you’ll probably want a good gas rewards credit card. And maybe a card that also pays good rewards at restaurants and, perhaps, hotels (?).
To quickly see which rewards card will pay you the most for your expected spending profile, you can use this rewards calculator:
http://www.creditcardtuneup.com/
Not sure about an I-Pass, we don’t have them in Pennsylvania.
If you are serious about making money, don’t use a credit card at all, unless you are going to pay it off every month.
There is nothing that will ruin you quite as fast as compounding credit card debt.
If you are going to pay it off every month, then the AmEx cards are good. If you are not, just find a good rate on a Visa or Master Card.
Another thing to think about though is availability, AmEx isn’t accepted in as many places as MC or Visa.
References :
If you’ll be buying a lot of gas, you’ll probably want a good gas rewards credit card. And maybe a card that also pays good rewards at restaurants and, perhaps, hotels (?).
To quickly see which rewards card will pay you the most for your expected spending profile, you can use this rewards calculator:
http://www.creditcardtuneup.com/
References :
http://www.creditcardtuneup.com/
The All Access® Prepaid Visa® Card gives you the simplicity and the convenience you need to manage your finances. All Access is more than just a card – it’s a full service account that takes care of all of your financial needs in just one place.
Benefits
100% Approved – no credit check and bad credit is okay.
$10,000 Load Capacity – reloadable at retailers nationwide.
No Upfront Payment – and no minimum balance requirements.
FREE Savings Accounts – higher rate than most national banks.
FREE Instant Transfers – send money to other cardholders.
FREE Account Alerts – email or text messages on account activity.
FREE Direct Deposit – make payday faster and safer.
Online Bill Pay – pay bills to anyone at any time, online.
Extra Cards – on the same account for family members or yourself. Apply online for this card at: http://www.credit-card-gallery.com/PrePaid_Card.html
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I use AAA Visa that pays 5% back on gas purchases.
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If you are looking for a fuel card, try comdata or TCH. They are specifically set up for drivers who make large fuel purchases plus paying for it, etc.
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Operations Manager for a trucking company
My stepdad is a truck driver and he always uses a card that has a low interest rate. He uses a credit card because he has to keep all of his receipts for tax prep at the end of the year. Make sure that you are never late on a payment because if you are, your interest rate can double in a single month. Good luck.
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