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what courses should teenagers take for money management?

I need major help on this. Here is the question.

What other life skill courses do you believe teenagers should be forced to take and why?

This is about an editorial on "Card-carrying" and it suggest that mandatory classes in money management are essential for college students.

You can give me three (3) life skills courses or one (1) life skills and three (3) reason why they should take that course. Ten (10) point for best answer.

Thank you sooo much!

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